Who typically has the cheapest car insurance?

State Farm might be a good place to start. NerdWallet analyzed the auto insurance rates of 154 auto insurance companies across the country to find cheap auto insurance in several categories. State Farm, USAA, Progressive, and Pemco are the cheapest auto insurance companies in Oregon. Each of these companies offers affordable car insurance and a variety of coverage options for the drivers.

Whether you have a DUI on your driving record or have a poor credit history, you probably won't have a problem getting car insurance from Progressive. You can find the cheapest car insurance quotes by comparing car insurance quotes from several companies. How much you pay for car insurance will depend on several factors, such as your age, claim history, and driving history. The following tables show the cheapest car insurance for young drivers in Oregon, along with estimated monthly and annual costs. You can also get a discount on car insurance based on your job, and some car insurance companies offer discounts for educators.

Although the following companies offer some of the cheapest minimum coverage premiums, they also stand out for their customer service, digital tools and discount opportunities, making them on Bankrate's list of the best cheap car insurance companies. The company that offers you the cheapest car insurance may vary depending on the class of driver you belong to. Opting for a cheap car insurance policy can only save you money in the short term and could leave you vulnerable to the financial devastation caused by a car accident. Consider whether it's worth filing a claim for a few hundred dollars, which can also increase your car insurance for the next two to three years.

If you're buying a car with a loan, your lender will usually require you to buy a policy that includes comprehensive and collision coverage. Since car insurance companies have different methods of calculating premiums, no two car insurance quotes are the same. However, if you would find yourself in financial distress if your car were destroyed, stolen, or seriously damaged by an accident, it's generally wise to maintain collision insurance and comprehensive insurance for the moment.